www.athensnews.dolnet.gr

Greek Tourist News - Monthly tourist paper. Tel Athens 689 9400

If you are looking for accommodation to rent  in a quiet location close to Rethymno try:
www.holidays-in-crete.com

If you are planning to take your pets to and from your Crete property they will require a Pet Passport and you will have to arrange their Shipment. For help and information contact the Dept for Environment, Food and Rural Affairs. Their web site is: -www.defra.gov.uk  -  look for Pet Travel Scheme (or call 0870 421 1710 and ask for an information pack)                               

Animal Airlines – can help with shipment – they specialise in transporting Pets around the world. Ring for a free brochure. 

ANIMAL AIRLINES
MILL LANE COTTAGE,
MILL LANE,
ADLINTON,
CHESHIRE, SK10 4LF
 phone no: 01625 827414

Halo financial– recommended currency brokers- click HERE to contact them

Conti Financial Services– mortgages abroad. If you want a mortgage for your Crete property, a useful site worth a look for a quote.

Eurobank Mortgage Loan Program.

Eurobank, the most dynamic Greek bank, can make your dream come true. Our special Mortgage Loan Program for foreign citizens allows you to buy your own home in Greece , without wasting time or effort. Just telephone Living In The Sun: 01590 626266 and ask for John Goodwin who will arrange for our Mortgage Adviser to contact you and discus your requirements, he will even visit you in the UK if required.

We offer:

• The most competitive interest rates in Greece
• >Mortgage pre-notation on the property bought in Greece .
• A variety of mortgage programmes. You can choose from our comprehensive range of fixed term programmes or, alternatively, you may select one of our variable rate programmes.
• A range of flexible characteristics to adjust your monthly payment (e.g. underpayment, overpayment, payment holiday)
• Friendly procedures that do not require your physical presence in Greece .

Most specifically you can have the mortgage loan under the following conditions:

• Purpose of loan: purchase, construction or improvement of property.
• Loan amount:unlimited and up to 80% of the market value of the property (up to 100% in some specific cases)
• Down payment amount (purchase): at least 20% of property market value.
• Currency: Euro, American dollar, Swiss franc or any other local currency (under the condition that it is funded by Eurobank.
• Programs: a) Variable interest rate program based on ECB tracker b) Variable interest rate program linked with monthly Euribor c) Fixed interest rate program for 3, 5, 10, 15, 20, 25 years. Tenor of repayment: up to 30 years.
• Age: the applicant’s age must not exceed the 75^th year at the loan’s maturity
• Legal and technical evaluation fee: 60 euros
• Pre-notation value: 130% of the loan amount. First class pre-notation or cash collateral or combination of the two mentioned above.
• Pre-notation fees: 0,875% of the pre-notation value (paid to local authorities).
• Obligatory fire and earthquake insurance: 3,37 euros/1000 euros of insurance value of the property, paid yearly.

All required documents (apart from the application form) are:

1. A valid passport

For employed applicants:

2. A copy of the most recent tax return slip issued by the authorities of the applicants’ country of residence
3. A copy of the most recent salary slip

For self-employed applicants:

2.        A copy of the two (2) most recent tax return slips issued by the authorities of the applicants’ country of residence.

The loan disbursement will take place only after all required documentation and respective collateral have been checked and found to be in order, following the Bank’s standard credit policy and only after the application is approved by the Credit Committee of EFG Eurobank Ergasias.

The whole procedure does not require your physical presence in Greece . The only thing that you have to do is to appoint an attorney at law that could be the same one that will represent you for the procedure of the purchase in Greece and that will also represent you for the whole procedure of the Mortgage Loan.

Telephone John Goodwin on 01590 626266

For a free currency converter, try Halo

If you are traveling by car to the islands there are ferries from Ancona or Bara, Italy to either Igoumenitsa or Patras. For a brochure ring Viamare Travel on 020 7431 4560 or e-mail ferries@viamare.com 

Alternatively the ferry operator is at  www.superfast.com

Every year, Harrow Green International takes care of hundreds of moves for individuals and families leaving the UK for life in a new country, providing high-quality moving and storage services anywhere in the world. Email via the link to receive more information.